Wyoming prompt pay law dental

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Under Wyo. Stat. §26-15-124, the Wyoming payment deadline is 45 days (after proofs of loss and supporting evidence). Subsection (c) is a litigation remedy, not a lateness penalty: "if it is determined that the company refuses to pay the full amount of a loss covered by the policy and that the refusal is unreasonable or without cause, any court in which judgment is rendered for a claimant may also award a reasonable sum as an attorney's fee and interest at ten percent (10%) per year." The award presupposes the claimant's own suit on the policy, it is discretionary, and it is conditioned on a finding about the insurer's conduct. Dental applicability: The section covers claims for benefits "under a life, accident or health insurance policy," and dental benefit coverage is generally written as accident and health insurance — but the statute never names dental, and no source read here resolves whether a stand-alone dental plan sits inside. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.