# Wyoming prompt pay law dental

Answer: Under Wyo. Stat. §26-15-124, the Wyoming payment deadline is 45 days (after proofs of loss and supporting evidence). Subsection (c) is a litigation remedy, not a lateness penalty: "if it is determined that the company refuses to pay the full amount of a loss covered by the policy and that the refusal is unreasonable or without cause, any court in which judgment is rendered for a claimant may also award a reasonable sum as an attorney's fee and interest at ten percent (10%) per year." The award presupposes the claimant's own suit on the policy, it is discretionary, and it is conditioned on a finding about the insurer's conduct. Dental applicability: The section covers claims for benefits "under a life, accident or health insurance policy," and dental benefit coverage is generally written as accident and health insurance — but the statute never names dental, and no source read here resolves whether a stand-alone dental plan sits inside. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.

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Answer intent ID: `wyoming-dental-prompt-pay-law`
Cluster: Practice operations
Last verified: 2026-08-30
Reviewer: none — owner-published, verified against the primary sources cited here and not reviewed by a credentialed specialist.

## Direct answer

Under Wyo. Stat. §26-15-124, the Wyoming payment deadline is 45 days (after proofs of loss and supporting evidence). Subsection (c) is a litigation remedy, not a lateness penalty: "if it is determined that the company refuses to pay the full amount of a loss covered by the policy and that the refusal is unreasonable or without cause, any court in which judgment is rendered for a claimant may also award a reasonable sum as an attorney's fee and interest at ten percent (10%) per year." The award presupposes the claimant's own suit on the policy, it is discretionary, and it is conditioned on a finding about the insurer's conduct. Dental applicability: The section covers claims for benefits "under a life, accident or health insurance policy," and dental benefit coverage is generally written as accident and health insurance — but the statute never names dental, and no source read here resolves whether a stand-alone dental plan sits inside. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.

## Query patterns

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Source citations:
- `PROMPTPAY-WYOMING-1` Wyo. Stat. §26-15-124 — Wyoming Statutes Title 26 (Wyoming Legislature compilation, pp. 317–318). <https://wyoleg.gov/statutes/compress/title26.pdf>

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Dentovio is an independent publisher, not a law firm, insurance department, or government agency. This page was drafted with AI assistance and read against the primary sources linked here, with a per-claim verification record — quote, statutory pinpoint, and the URL actually opened — behind every deadline, rate, and applicability verdict in all fifty-one jurisdictions. It has not been reviewed by a credentialed attorney or dental billing specialist. These pages summarize state prompt-pay statutes as read against the official sources on the date shown, focusing on how each statute treats dental claims. Statutes change and their application turns on plan type, contract status, and claim facts. Educational reference only — not legal advice; confirm current law with the state insurance department or a licensed attorney before acting on a specific claim.

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