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Dentovio public answer
Under Mont. Code Ann. §33-18-232; §33-18-231; §33-18-233, the Montana payment deadline is 30 days (no format split). A non-compliant insurer liable on the claim owes the claim plus 10% annual interest from the date the claim was due (day 30, or day 60 after an information request) — but only when the computed interest exceeds $5 (§33-18-232(2)). Dental applicability: Dental reach is entity-dependent, and only one of the three answers is settled. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.
Dentovio is an independent publisher, not a law firm, insurance department, or government agency. These pages summarize state prompt-pay statutes as read against the official sources on the date shown, focusing on how each statute treats dental claims. Statutes change and their application turns on plan type, contract status, and claim facts. Educational reference only — not legal advice; confirm current law with the state insurance department or a licensed attorney before acting on a specific claim.
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