Colorado prompt pay law dental

Sourced answer

Under C.R.S. §10-16-106.5, the Colorado payment deadline is 30 calendar days (electronic) and 45 calendar days (any other means). A carrier that misses the deadline owes the insured or the health care provider, with proper assignment, interest at 10 percent annually on the total amount ultimately allowed, accruing from the date payment was due (§10-16-106.5(5)(a)). Dental applicability: The statutory text points toward dental claims being inside the scheme. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.