New Hampshire prompt pay law dental

Sourced answer

Under N.H. RSA 415:6-h; 415:18-k; 420-J:8-a, the New Hampshire payment deadline is 15 calendar days (clean electronic claim) and 30 calendar days (clean non-electronic claim). An overdue claim carries "an interest payment of 1.5 percent per month beginning from the date the payment was due" under each of the three sections. Dental applicability: The two chapter-415 sections reach "any individual policy of accident or health insurance providing benefits for medical or hospital expenses" and the group equivalent — neither mentions dental, and whether a stand-alone dental policy provides benefits for medical or hospital expenses is an inference the statute does not make. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.