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Dentovio public answer
Under Ark. Code Ann. §23-66-215; AID Rule 43 (23 CAR pt 15, §15-110), the Arkansas payment deadline is 30 days (electronic clean claim) and 45 days (clean claim submitted by other means). The rule sets the penalty as the clean-claim payment times 12 percent per annum times the days in the delinquent payment period, divided by 365 — and the delinquent period "begin[s] on the sixty-first day after receipt of the clean claim," for electronic and non-electronic claims alike. Dental applicability: Covered. A self-funded private-employer (ERISA) plan is generally beyond this statute's reach and runs on the federal claims-procedure clock instead — but that comes from the courts reading 29 U.S.C. § 1144, not from its text, and it is not categorical: a self-funded governmental or church plan is not an ERISA plan at all, § 1144(b)(6) leaves multiple employer welfare arrangements open to state insurance law, and nothing in § 1144 bars a state from reaching the third-party administrator or the network contract.
Dentovio is an independent publisher, not a law firm, insurance department, or government agency. These pages summarize state prompt-pay statutes as read against the official sources on the date shown, focusing on how each statute treats dental claims. Statutes change and their application turns on plan type, contract status, and claim facts. Educational reference only — not legal advice; confirm current law with the state insurance department or a licensed attorney before acting on a specific claim.
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