Billing & claims · Last verified 2026-08-28

Crowns (D2710–D2799) — payer documentation requirements

Full-coverage restorations, including ceramic crowns billed under D2740. CDT codes referenced by number only.

For crown claims (D2710–D2799), the published payer rules converge on one core requirement: a current, dated pre-operative radiograph — Delta Dental Ins. criteria specify a periapical (not panoramic) taken within one year of the prep, Aetna and MetLife require recent dated pre-op images, and Cigna pays when the evidence confirms decay or fracture too extensive for a filling. Replacement crowns also need the prior placement date and the reason for replacement. Confirm the current rule in the payer's own policy document linked on this page.

Why these claims get denied

Crown claims fail when the pre-operative radiograph is missing, undated, or panoramic-only, when the submitted evidence does not show enough structural loss to rule out a filling, or when a replacement crown lacks the prior placement date and reason.

Aetna

Public — no login

Aetna's claim-documentation guidelines require current dated pre-operative radiographs for crowns D2710–D2799, plus the prior placement date and rationale for replacement crowns.

  • Current dated pre-operative radiographs for D2710–D2799
  • For replacement crowns: the prior placement date and the rationale for replacement

Aetna DCPB041 — Scaling and Root PlaningAetna Dental Clinical Policy Bulletins indexAetna Dental and Oral Surgery Claim Documentation Guidelines (PDF)

Cigna

Public — no login

Cigna's REST-03 allows crowns when the submitted information confirms extensive decay or fracture that cannot be restored with amalgam or composite resin filling material.

  • Submitted information must confirm extensive decay or fracture of the tooth
  • The tooth must not be restorable with an amalgam or composite resin filling

Cigna Dental Coverage Determination Guidelines — DPPO, 2026 edition (PDF)Cigna Dental Coverage Determination Guidelines — DHMO, 2026 edition (PDF)

Delta Dental (Delta Dental Ins. enterprise)

Public — no login

Delta Dental Ins. clinical criteria require a pre-operative periapical radiograph taken within one year of the crown prep showing the tooth's endodontic and periodontal state, plus photographs, with detailed qualification criteria including majority structural loss and cracked-tooth narrative rules.

  • Pre-operative periapical radiograph (not panoramic) taken within one year of the crown preparation, showing the endodontic and periodontal state of the tooth
  • Photographs supporting the qualification criteria
  • Detailed crown qualification criteria, including greater-than-50% structural loss and cracked-tooth-syndrome narrative rules

Delta Dental Ins. Clinical Criteria / Utilization Management (PDF)Delta Dental Federal Government Programs Dental Office Handbook 2026 (PDF)Delta Dental of North Carolina — Dentist Handbook, January 1, 2026 (PDF)

DentaQuest (Medicaid/CHIP administrator)

Public — no login

DentaQuest's Colorado ORM (§15.07) sets numeric cast-crown criteria: molars need 4+ surfaces and 2+ cusps destroyed, bicuspids 3+ surfaces and 1+ cusp, anteriors 4+ surfaces and 50%+ of the incisal edge, with cracked-tooth-syndrome documentation rules.

  • Molars: 4 or more surfaces and 2 or more cusps destroyed
  • Bicuspids: 3 or more surfaces and at least 1 cusp destroyed
  • Anteriors: 4 or more surfaces and 50% or more of the incisal edge destroyed
  • Cracked-tooth-syndrome claims follow the ORM's documentation rules

DentaQuest Colorado Health First Office Reference Manual (PDF)DentaQuest Indiana ORM via Humana (PDF)DentaQuest Kentucky Medicaid manual via Anthem (PDF)

Payers without public criteria for this procedure

  • United Concordia Public — no login. Public provider-education documents and help-center policy pages, including a dedicated scaling-and-root-planing claims guide. United Concordia — Scaling and Root Planing Claims: Getting It Right (PDF)
  • Guardian Provider portal login required. Guardian publishes no open documentation criteria for SRP, crowns, or buildups. Treat any third-party summary of Guardian rules as unverified and confirm in the portal before relying on it. Guardian provider toolkit
  • MCNA Dental (Medicaid/CHIP administrator) Public — no login. MCNA's manuals are public and versioned, but Dentovio has not yet extracted MCNA's own per-procedure criteria text; use the state manual directly for D4341 and crown criteria. MCNA also points providers to the ADA's public SRP claims-submission guide. MCNA Texas Medicaid and CHIP Provider Manual
Last verified 2026-08-28. Dentovio is an independent publisher — not a dental payer, the ADA, or any state dental board. These summaries describe the payers' published clinical-review and documentation criteria; individual plan contracts still control coverage, frequencies, and exclusions, and payers revise policy documents on their own schedules. Educational billing reference only, not billing, legal, or clinical advice. CDT codes are referenced by number only; CDT is the American Dental Association's copyrighted code set and this page does not reproduce ADA descriptors. How this data is verified