# Florida prompt pay law dental

Answer: Under Fla. Stat. §627.6131; §641.3155; §627.613; Ch. 636, the Florida payment deadline is 20 days to pay, deny, or contest (electronic) and 40 days to pay, deny, or contest (paper). Overdue payments bear simple interest at 12% per year, beginning when the claim should have been paid, denied, or contested, and the interest must be paid with the claim (§627.6131(7); identical for HMOs at §641.3155(6)). Dental applicability: Three lanes. Self-funded (ERISA) plans are outside this statute — federal ERISA deadlines apply to them instead.

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Answer intent ID: `florida-dental-prompt-pay-law`
Cluster: Practice operations
Last verified: 2026-08-29
Reviewer: see source page

## Direct answer

Under Fla. Stat. §627.6131; §641.3155; §627.613; Ch. 636, the Florida payment deadline is 20 days to pay, deny, or contest (electronic) and 40 days to pay, deny, or contest (paper). Overdue payments bear simple interest at 12% per year, beginning when the claim should have been paid, denied, or contested, and the interest must be paid with the claim (§627.6131(7); identical for HMOs at §641.3155(6)). Dental applicability: Three lanes. Self-funded (ERISA) plans are outside this statute — federal ERISA deadlines apply to them instead.

## Query patterns

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- Florida prompt pay statute dental claims
- Florida dental insurance payment deadline
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- how long does insurance have to pay a dental claim in Florida

Source citations:
- `PROMPTPAY-FLORIDA-1` Fla. Stat. §627.6131 — provider prompt-pay (2026 statutes). <http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.6131.html>
- `PROMPTPAY-FLORIDA-2` Fla. Stat. §641.3155 — HMO prompt payment. <http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0641/Sections/0641.3155.html>
- `PROMPTPAY-FLORIDA-3` Fla. Stat. Ch. 636 — prepaid limited health service organizations. <http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0636/0636.html>

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